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Empower Your Financial Journey: Unlock Financial Success with Capability

Financial Literacy

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Becoming Financially Capable: The Key to Your Financial Success

As we step into 2025, many of us are thinking about fresh starts and setting goals. For single mums like me, one area that often comes to mind is our finances. That’s why I was thrilled to sit down with Jane Monica-Jones, a financial therapist and co-founder of the Financial Wellbeing Co., for a conversation on the emotional aspects of money, overcoming financial stress, and success building capability with our finances.

Who Is Jane Monica-Jones?

Jane Monica-Jones is a trailblazer in financial therapy. Blending psychological insight with financial expertise to help people overcome emotional blocks around money. As one of Australia’s first financial therapists, she understands the unique pressures single mums face, offering compassionate guidance that goes beyond traditional financial advice.

She’s also the author of The Billionaire Buddha, a powerful exploration of finding financial peace and balance, and a passionate advocate for financial literacy. Through her innovative Capabilite platform, Jane empowers individuals to rebuild their financial lives with confidence, focusing on accessible tools and emotional wellbeing. Her work resonates deeply with single mums, providing not just practical support, but hope for a brighter, more stable future.

Why Financial Capability Matters in Financial Success

I’ve learned through my own journey that being financially literate is just the beginning. To truly achieve financial wellbeing, we need to be capable with money. Making decisions and taking actions that align with our goals and values. Jane shared how financial capability is about understanding not only the practical side of finances but also addressing the emotional and psychological blocks that might hold us back.

The Emotional Side of Money

Jane opened up about how financial stress can affect our nervous systems, especially as single mums. She explained how feelings of financial insecurity can trigger a “freeze” response, making it difficult to take proactive steps. I could relate to this; money worries have a way of creeping into every part of life, from how we parent to how we care for ourselves.

But Jane reassured me that these challenges can be overcome. She introduced the concept of separating our financial struggles from our sense of self-worth, a shift that can lead to empowerment and clarity.

Practical Tips to Build Financial Success

Here are some actionable strategies Jane and I discussed:

  • Set Clear Goals: Break your financial goals into small, manageable steps. This prevents overwhelm and creates a clear path forward.
  • Understand Your Triggers: Reflect on past experiences and identify what might cause financial stress or sabotage.
  • Invest in Resources: Jane’s Capabilite platform offers courses, mindfulness exercises, and tools to help mums like us grow financial skills at our own pace.
  • Practice Empathy: Be kind to yourself. Financial wellbeing is a journey, not a destination.

Inspiring Stories from the Podcast

During our chat, Jane shared a powerful example of a client who overcame financial trauma through therapy and education. It was inspiring to hear how this person turned their life around, proving that change is possible with the right support and resources.

A Special Giveaway

To help kickstart your financial wellbeing journey, Jane is generously offering three financial therapy packages and ten financial wellbeing diaries to Beanstalk members who sign up through the unique link in this podcast episode. This is a fantastic opportunity to dive deep into your financial habits and start 2025 with a fresh perspective.

That's new annual subscribers to Capabilite.com will go into the draw to win:

  • Financial Therapy Packages - 4 x Sessions with Jane Monica-Jones valued $650  (3 packages to be won) 
  • Financial Wellbeing Resource - Choose from either Financial Wellbeing Diary, Money Bubble Cards or Money Mental Health Cards (10 to be won)
  •  Offer ends 20 February 2025

Take the First Step to Financial Success

If you’re feeling stuck or overwhelmed by your finances, remember that you’re not alone. By focusing on building financial capability, we can create a stable foundation not just for ourselves, but for our children too. Explore the resources on the Capabilite platform and consider reaching out for professional support if you need it. You deserve to feel empowered and confident about your financial future.

Let’s make this year the one where we take control of our finances and thrive. Together, we can achieve so much more.


https://financialwellbeing.thinkific.com/bundles/Capabilite?ref=2d30c2 — Use this link to get access to over 150 financial literacy courses on Capabilite.com and go into the draw to win one of these amazing prizes and achieve your financial success:

  • Financial Therapy Packages - 4 x Sessions with Jane Monica-Jones valued $650  (3 packages to be won) 
  • Financial Wellbeing Resource - Choose from either Financial Wellbeing Diary, Money Bubble Cards or Money Mental Health Cards (10 to be won)
  •  Offer ends 20 February 2025

🌸 https://www.janemonicajones.com/ — Learn more about Jane Monica-Jones here.

👯‍♀️ https://www.facebook.com/groups/SingleMumVine — Don’t forget to join the Single Mum Vine on Facebook! It’s the perfect spot to connect with fellow single mums for support and advice.

🎙️ https://beanstalkmums.com.au/podcast — Our brand-new widget is live on the Beanstalk Mums website! Drop us a voice message with your thoughts or questions; you might hear them in a future episode.

📰 subscribepage.io/beanstalksinglemums - Subscribe to our fortnightly newsletter. Get our newest articles delivered straight to your inbox, together with the latest podcast notes, discount deals procured just for you, highlights of service businesses that share our and tools to help you thrive.


You’ve got this! Let’s thrive together. And don’t forget to like and follow the podcast so you never miss an episode packed with inspiration and practical tips for your journey!

Beanstalk Mums Podcast - Financial Success

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Elle Sitek

About the author

Elle is our compassionate single mum counsellor, dedicated to guiding fellow mamas through life's challenges. With a heartfelt commitment to transforming obstacles into opportunities, Elle provides empathetic support and practical guidance to her clients. As a single mother herself, she intimately understands the daily struggles and joys of single parenthood. Outside of counselling sessions, Elle finds rejuvenation in nature walks and yoga practice, nurturing her own well-being to better support others. Through her counselling practice, Elle aims to instil unwavering belief in single mums, empowering them to navigate life's journey with resilience and optimism.

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